Fees
Real-estate closing fees and which title costs are not ours
Updated January 6, 2026
In a Texas home sale, most closing costs go to the title company, the lender, and government offices, not to the attorneys. This page lists what we charge to represent you and explains the common costs on your closing statement that belong to someone else. These flat fees took effect on January 1, 2026.
Our closing packages
Buyer closing package: $1,250
- Review of your Texas Real Estate Commission (TREC) contract and addenda
- Review of the title commitment and survey
- A title objection letter to the seller, if needed
- Review of your closing disclosure and closing documents
- Attendance at closing
Contracts are easiest to review early, ideally before the option period ends, while there's still time to act on what we find.
Seller closing package: $950
- Preparation of the deed
- Review of the settlement statement and loan payoff statements
- Attendance at closing
For-sale-by-owner package: $1,750
For a buyer or seller in a transaction with no real-estate agent. We prepare or review the contract using the TREC forms and provide everything in the buyer or seller package for our client. We represent only one party in any transaction.
À la carte services
| Service | Fee |
|---|---|
| TREC contract and addenda review | $450 |
| Title commitment review | $400 |
| Deed preparation | $350 |
| Closing attendance | $300 |
When our fee is paid
You can pay our fee the usual way, 50% when you sign the engagement letter and 50% before closing, or you can authorize the title company to pay it from the settlement statement at closing. If your transaction doesn't close, we charge only for the work completed, at the à la carte rates above, never more than the package price, and we refund anything you've paid beyond that.
Costs that are not ours
These charges appear on your closing disclosure or settlement statement but are paid to others. We can help you understand them, but we don't set them.
Title insurance premiums. An owner's title policy protects the buyer, and a lender's title policy protects the mortgage lender. In Texas, basic title insurance premium rates are set by the Texas Department of Insurance, so the basic premium for the same policy is the same at every title company. Your contract says who pays for the owner's policy. It's often the seller, but it's negotiable. When a buyer finances the purchase, the buyer usually pays for the lender's policy.
Escrow or settlement fee. The title company charges this fee for handling the closing and the funds. The title company sets the amount, and it's commonly split between buyer and seller.
Survey. Depending on the contract, the seller may provide an existing survey with a T-47 affidavit, or a new survey may be ordered. The contract says who provides it and who pays.
Recording fees. The county clerk charges these fees to record the deed and the deed of trust in the county's real property records.
Tax certificates. These confirm the status of property taxes owed to each taxing authority.
HOA charges. Resale certificate fees, transfer fees, and prorated dues charged by the homeowners' association or its management company.
Lender charges. Origination fees, appraisal, credit report, prepaid interest, and deposits into an escrow account for property taxes and insurance.
Other services. Inspections, a home warranty, wire transfer fees, and courier charges.
If you'd like to know what the title company or lender will charge, ask your escrow officer or loan officer for an estimate early in the transaction.
Protect your closing funds
Wire fraud targets home buyers. We never send or change wiring instructions by email. Before wiring any money for closing, call your title company at a phone number you've verified yourself, not a number taken from an email.
This is general information, not legal advice.